Should I adopt My webkinz pet today or wait?reason why down below..?

I have next months pet of the month for webkinz,the himalayan. I really want to adopt and play with it now but then I won't get the special pet of the month loot bag stuff. But I will get extra kinzcash and the bonus dice thingy if i adopt today my 21rst pet. Also should I adopt it on my first or second account? add me on either pizzacow1 or pizzacow2